Property tax bills are due semi-annually (twice a year) or quarterly (four times a year), depending on the assessed or actual assessed value of the property.
If your property's assessed value goes over $250,000 you may receive a notice from DOF informing you that you will be billed semi-annually instead of quarterly.
| Assessed Value | Due Dates |
|---|---|
| More than $250,000 | January 1 |
| Less than $250,000 | January 1 |
Due Date on Weekend or Holiday
If the payment due date or grace period due date (for quarterly payers) falls on a weekend or a federal holiday, the payment is due the next business day.
Grace Period
If you pay quarterly, you get a 15-day, interest-free grace period. You won’t be charged interest for payments postmarked as late as July 15, October 15, January 15, or April 15.
If the date falls on a weekend or City holiday, it’s due by the following business day.
Early Payments
If you pay before the due date, you’ll get a discount. For quarterly payers, the earlier you pay, the bigger your discount.
If you pay by:
If you pay semi-annually and pay the entire amount owed for the tax year by July 1, you’ll get a 0.5% discount.
If you are a property owner who had unpaid New York City property taxes and you were impacted by COVID-19, the Property Tax Interest Abatement Program reduced or completely waived up to six months of late payment interest charges on property tax payments due July 1 or October 1, 2021.
The deadline to apply for the Property Tax Interest Abatement Program was November 30, 2021.
Learn more about the Property Tax Interest Abatement Program.
You can sign up to pay your property tax bill monthly through auto-payment. You will be paying your upcoming property taxes in advance of their due date. Once you enroll, your payments will start on the first day of the following month. For example, if you sign up in January, the first payment would be made on February 1.
All tax classes and quarterly and semi-annual payers will be able to choose the monthly payment option.
To be eligible for monthly advance payments, you must be up to date with payments. Past due taxes will not be included in these payments. You must pay past due taxes separately.
If your property taxes are paid through your bank or mortgage servicer you are not eligible to sign up for monthly advance.
You can get FAQs and other information about Monthly Advance Payments, or contact DOF online.
Learn more about the monthly property tax payment option.
Payment Amounts
Depending upon registration, your monthly bills will be approximately 1/3 of the amount due quarterly, if you have 3 months remaining to pay your upcoming taxes due. Your monthly bills will be approximately 1/6 of the amount due semi-annually, if you have 6 months remaining to pay your upcoming taxes due.
January and July bills will be prorated to account for any changes to your taxes as a result of the annual reassessment of your property value or changes to the tax rates. If you register in the middle of a billing cycle, the withdrawals for the first months will be prorated to reflect for the total amount owed that cycle.
If you register for monthly advance payments less than 1 month before your next property tax bill is due, the first withdrawal will be for the entire amount of the bill.
Withdrawal Dates
Monthly Advance Payments must be made using auto pay and are withdrawn on the 1st of every month. Withdrawals will begin the month after you register. Registration takes 24 hours. You will receive a monthly electronic statement and get an email receipt when the withdrawal has been completed.
If you are already registered with auto pay, you will need to login and change to the monthly advance payment option.
Auto Pay with DOF Withdrawal
You can set up automatic payment of your property taxes from your bank account by allowing DOF to automatically withdraw the amounts due from your savings or checking account every property tax payment period.
You can only use a bank account; you cannot use a credit or debit card.
DOF must receive your completed application at least 7 days before your property taxes are due for those taxes to be paid automatically.
DOF will withdraw the funds on the date the taxes are due. It may take 2 to 3 business days for the withdrawal to post to your property tax account.
You can apply for, cancel, or update automatic payment online with NYCePay.
You can pay your property taxes using CityPay.
Supported Browsers
CityPay supports Mozilla Firefox, Apple Safari, Google Chrome, and Internet Explorer version 9.0 and higher.
Payment Methods
You can pay online using:
A 2% service fee is added for credit, debit, and pre-paid or gift card payments. There's no fee for payments by electronic check, but if the check bounces, you’ll be charged $20.
Amount to Pay
The full tax and agency charges due for each property are displayed, but you can make a partial payment. Enter the amount that you want to pay in the box provided.
CityPay shows the amount due as of the Friday of the week you are paying. For semi-annual payers, this amount is higher than the bill. If you pay more than you owe, you will receive a credit of the excess amount you paid. You aren’t able to pay more than your total yearly tax amount and any agency charges that are due for each property. If you try to pay more, you’ll get an error message.
Proof of Payment
When you pay online and your payment goes through, you'll get a payment receipt screen, and if you provided an email address you'll also get a confirmation email. Make sure to print both for your records as proof of payment.
The payment confirmation page shows:
The confirmation email will be from noreply@link2gov.com. If you don't see the email, check your Junk or Spam folder.
Credit and debit card payments over $100,000 and e-check payments over $1 million will be split into smaller amounts for processing and will appear on the statement as multiple items.
Processing and Post Date
After you complete your online transaction, you have received provisional credit for your payment. When your bank or credit union confirms the money is available, you will be given full credit for having made your payment on the date you clicked the “Process Payment” button.
Online payments are processed at 6 PM daily but may take 2 or more business days to show up in the system. After the 6 PM processing time, if you search for a bill you paid earlier the same day, an “Invoice Not Found” message will appear.
Once a payment posts, the date when you clicked the “Process Payment” button will be posted as your payment date. Payments will post within 2 or more business days.
You can pay your property taxes with your checking or savings account through Electronic Funds Transfer (EFT). EFT transfers funds from your bank account to the Department of Finance’s bank account. There’s no service fee.
You can pay property taxes by EFT in three ways:
You’re required by law to pay using EFT if you are:
If you are required to pay by EFT, any single payment, even if it is less than $300,000, must be by EFT.
What You Need
You will need one, some, or all of the following ABA (American Bankers Association) numbers:
Funds from your bank account will be transferred to DOF’s bank account with Wells Fargo.
One-Time Manual Payment
You can make a manual EFT payment at NYCePay. Registration is required.
Fedwire and ACH Payments
If you are paying for a single property, you will no longer need to log in through NYCePay. Instead, when making your Fedwire or ACH payment, simply include the information below. If you are making a single payment for multiple properties, you must continue to log in through NYCePay to enter your payment information.
Fedwire Payments:
ACH Payments:
The Department of Finance (DOF) has begun a pilot program to accept payments for property taxes and other related charges over the phone.
You can make a payment by e-check, EFT or credit/debit card (credit cards have a 2% service fee).
Processing and Post Date
After you complete your phone transaction, you have received provisional credit for your payment. When your bank or credit union confirms the money is available, you will be given full credit for having made your payment on the date you paid by phone.
Phone payments are processed at 6 PM daily but may take 2 or more business days to show up in the system. After the 6 PM processing time, if you search for a bill you paid earlier the same day, an "Invoice Not Found" message will appear.
Once a payment posts, the date you paid by will be posted as your payment date. Payments will post within 2 or more business days.
If you provide an email address or cell phone number you will get a receipt emailed or texted to you with a confirmation number. If you do not provide an email address or cell phone number you will get a receipt by mail in about 2 weeks.
You can mail your property tax payment.
Along with your payment, include the coupon that was on your property tax bill. Write the amount you’re paying in the box in the coupon.
You don’t have to pay the total amount due all at once. If you don't pay the total amount due, your payment will be applied to the oldest charges to minimize the amount of interest owed, unless you specify the charges you want to pay. To specify, write the charges' description, date, and amount in the upper part of the coupon.
Payment Methods
You can pay by mail using a check or money order. Cash is not accepted by mail.
Paying by check automatically authorizes the Department of Finance to either:
Make your check or money order payable to the NYC Department of Finance. Write your Borough-Block-Lot (BBL) number on the check for faster processing.
Proof of Payment
The canceled check or your bank statement will be your receipt. The postmark on your envelope determines if you have met the due date.
Processing and Post Date
It will take longer to process the payment if you don’t include the coupon with your tax bill or you don’t write the BBL on your check or money order. The payment will be processed in:
Do not put a stop payment on your check during this time. If you do, not only will you be charged interest by your bank for the stop payment, but you will also be charged a $20 fee by DOF and and possibly a late payment fee and interest until the balance is paid.
Mailing Addresses
Make sure to include your return address on the envelope.
If you use the U.S. Postal Service, send your payment to:
NYC Department of Finance
P.O. Box 680
Newark, NJ 07101-0680
If you use a private overnight delivery service, send your payment to:
NYC Department of Finance
Lockbox 333
400 White Clay Center Drive
Newark, DE 19711
You can pay property taxes and related charges at any Department of Finance (DOF) Business Center.
All centers are open Monday through Friday, 8:30 AM to 4:30 PM. No appointment is necessary, however you can schedule an appointment to ensure social distancing at the centers.
People With Disabilities or Hearing Impairments
If you have a disability, you can ask the Department of Finance for an accommodation. To learn more, go to the Disability Access page.
If you are deaf or hard of hearing, you can request a sign language interpreter online when you schedule your appointment.
You can schedule property tax payments through your bank’s website or online bill pay site, or you can apply to have the City automatically withdraw the amount due from your account every property tax pay period. You will continue to receive property tax bills after signing up for automatic payment.
Payment Plans
If you have overdue property taxes, you may be eligible to set up a payment plan, so you can pay what you owe in installments instead of all at once.
With a DOF payment agreement, you make quarterly or monthly payments over a period of time ranging from 1 to 10 years. You don’t have to make a down payment. You must continue to make payments on your current property taxes.
You can learn more on the Property Tax Payment Plan page.
Military Service Member Debt Relief
If you are an active member of the military (or a representative of one), you can request relief from property tax debt.
Debt relief is provided under the Soldiers' and Sailors' Civil Relief Act.
To be eligible, you must be one of the following:
You can learn more on the Debt Relief for Military Service Members page.
If you need help accessing Department of Finance (DOF) programs and services because of a disability or medical condition, you can request a reasonable accommodation.
The Americans with Disabilities Act (ADA) defines a disability as a physical or mental impairment that substantially limits one or more major life activities.
This includes physical disorders affecting the:
To learn how to request a reasonable accommodation from DOF or to make a complaint if you feel a DOF program or service isn’t accessible to you, visit the Disability Access page.
Online payments for NYC property taxes, parking tickets, camera violations, business taxes, and related fees and fines should only be made through the Department of Finance website or apps. Although the City may contract with some vendors, DOF doesn't approve or authorize any external applications, services, or websites that make payments on your behalf.
These external payment systems include, but aren't limited to, the following:
Any errors or issues that occur as a result of using these sites are your responsibility, including any penalty and interest or other related fees, costs, or charges.
